Savings Accounts
High-yield savings and fixed deposits that put your money to work, protected by PIDM.
Savings Products
Find the Right Savings Plan
Basic Savings-i
2.00% p.a.
A simple Shariah-compliant savings account with no minimum balance.
Open Account
Best Rate
Savings Plus
3.85% p.a.
Tiered interest up to 3.85% p.a. on balances above RM 10,000.
Open AccountFixed Deposit-i
3.65% p.a.
Lock in guaranteed returns for tenures from 1 month to 5 years.
Open AccountFixed Deposit-i Rates by Tenure
| Tenure | Rate (p.a.) | Minimum Deposit |
|---|---|---|
| 1 Month | 2.85% | RM 5,000 |
| 3 Months | 3.10% | RM 5,000 |
| 6 Months | 3.35% | RM 5,000 |
| 12 Months | 3.85% | RM 5,000 |
| 24 Months | 3.65% | RM 5,000 |
| 60 Months | 3.55% | RM 5,000 |
Rates shown are indicative promotional rates as at 2026 and subject to change. Terms and conditions apply.
PIDM ProtectedUp to RM 250,000 per depositor
Peace of Mind
Your Savings, Protected
Every eligible deposit at BSN Merchant Bank Bhd is automatically protected by Perbadanan Insurans Deposit Malaysia (PIDM) — no application required.
- Coverage up to RM 250,000 per depositor, per bank
- Applies automatically to eligible accounts
- Backed by Malaysia's national deposit insurer