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Credit Cards

Earn more on every purchase, with cards built for how Malaysians actually spend.

BSN Everyday Cashback

5% cashback

5% cashback on groceries, fuel and utilities. RM 0 annual fee.

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Popular

BSN World Rewards

2xpoints on travel

Earn 2x reward points on travel and dining, redeemable for flights and vouchers.

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BSN Business Platinum

1.5% cashback

Built for business spend, with itemised statements and staff supplementary cards.

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Compare Our Cards

FeatureEveryday CashbackWorld RewardsBusiness Platinum
Annual FeeRM 0RM 288 (waivable)RM 388
Cashback / Rewards5% selected categories2x points travel & dining1.5% all spend
Minimum IncomeRM 24,000 / yearRM 60,000 / yearBusiness registration
Airport Lounge AccessIncluded
Supplementary Cards1 free2 freeUp to 5 free
Rewards That Add UpCashback and points on every swipe

Effortless Spending

A Card That Works as Hard as You Do

Track every transaction the moment it happens, redeem rewards without the fine print, and freeze your card instantly if something feels off.

  • Real-time transaction alerts
  • No blackout dates on reward redemptions
  • Instant virtual card for online purchases
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Why Our Cards

Smarter Spending, Built In

Instant Lock

Freeze a lost or stolen card instantly from the mobile app.

Spend Tracking

Automatic categorisation of every transaction, in real time.

Fraud Protection

24/7 fraud monitoring with zero-liability protection.

Find Your Perfect Card

Apply online in minutes with instant eligibility check.