Skip to main content

Personal Banking Made Simple

Everyday accounts, savings and cards designed around how you actually live and spend.

Checking Accounts

Fee-free current accounts with unlimited transactions and a free debit card.

Explore

Savings Accounts

Grow your money with rates up to 3.85% p.a. on high-yield savings and fixed deposits.

Explore

Credit Cards

Earn cashback and rewards on every purchase with zero annual fee options.

Explore

Mortgage Loans

Flexible home financing with margins up to 90% and tenures to 35 years.

Explore

Digital First

Everything You Need, In One App

Open an account, transfer funds, pay bills, apply for financing and chat with support — all from the BSN Merchant Bank mobile app.

  • Instant account opening with e-KYC
  • Real-time spending notifications
  • Biometric login and card lock/unlock
Explore Online Banking
256-bit EncryptionEvery session, every device

Not Sure Which Account Fits?

Compare our accounts side by side or speak with a personal banking specialist.