Home Financing Made Easy
Competitive rates, high financing margins and fast approval for your next home.
Fixed-Rate Home Financing
Predictable monthly instalments for the full financing tenure.
Calculate InstalmentVariable-Rate Home Financing
Rate tied to BSN's base rate, typically lower over the long term.
Calculate InstalmentFirst-Time Homebuyer
Higher financing margin and fee assistance for first-time buyers.
Check EligibilityHow It Works
From Application to Keys, in 4 Steps
1. Apply
Submit your application online or at any branch with your documents.
2. Assessment
We assess your eligibility and property valuation within 5 business days.
3. Offer Letter
Receive your Letter of Offer outlining your rate, tenure and margin.
4. Disbursement
Funds are disbursed to your lawyer or developer upon completion.
Your Next Home
From Blueprint to Keys in Hand
Our home financing specialists guide you from your first application through to disbursement, with clear timelines and no surprises along the way.
- Property valuation within 5 business days
- Fixed or variable rate options
- Fee assistance for first-time homebuyers
Indicative Monthly Instalment (per RM 100,000)
| Tenure | Rate (p.a.) | Monthly Instalment |
|---|---|---|
| 15 Years | 3.65% | RM 719 |
| 20 Years | 3.70% | RM 583 |
| 25 Years | 3.75% | RM 508 |
| 35 Years | 3.85% | RM 424 |
Figures are indicative estimates for illustration only. Use our full calculator for a personalised estimate.